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Stellar is a decentralized payment network designed to facilitate fast and low-cost transactions between any type of asset, be it fiat currencies, cryptocurrencies or digital assets. Its goal is to make money transfers accessible and efficient for individuals and companies around the world, especially in unbanked regions. It uses the Stellar Consensus Protocol (SCP) to ensure the security and speed of transactions, allowing international money transfers to take place in seconds, with minimal fees.
Stellar (XLM) is the native cryptocurrency of the Stellar network. It is used to facilitate transactions within the network, acting as a “bridge” between different currencies and assets. XLM is primarily used to pay transaction fees and as a means of exchange between different currencies on the platform, allowing users to quickly and cheaply transfer funds between different currencies. In addition, XLM plays an important role in the network's consensus process and in maintaining its integrity.
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